Open banking access control is not an engineering ticket. It is a procurement decision, a compliance obligation, and an integration job — at the same time. The page is written for all three.
A single vendor, a single Azure invoice, thirty jurisdictions.
Procure through your existing Microsoft Enterprise Agreement — no new vendor onboarding circus.
One integration replaces country-by-country registry connectors and QTSP lookups.
SaaS, Marketplace, or source license for air-gapped / on-prem estates.
Explorer is free. Production is consumption-priced. Institution is a proper MSA.
Deny a legitimate TPP and you obstruct access — a commercial loss and a regulatory one under Article 32(3). Admit a revoked certificate and you have accepted an unauthorized party onto a regulated API. Pull-based checks force the choice: add latency, or cache trust and serve the stale.
A
Obstruct the legitimate
Live lookups on every request add milliseconds the TPP — and the supervisor — will notice. Slow gates are obstacles.
B
Admit the revoked
A certificate issued 18 months ago does not prove standing today. Cached trust is how revoked QWACs reach production.
Push is the third option.
We call you the instant a certificate or license changes state. The verdict already lives in your system when the request arrives. Zero extra latency for valid holders. A closed gate for the rest. Non-obstructive, by design.
How a verdict is made
Four passes. One signed result.
Forward a QWAC or QSealC. We return status, authorizations and grounds — cryptographically signed, with hash-chained provenance.
Event-driven
Don’t call us. We’ll call you.
Most customers run both: pull on first handshake, push thereafter. We reconcile the two into one audit trail.